"The money is ----------''

And then there was a long scrawl of the pencil, which seemed to have been occasioned by his sudden decease.

Of course nothing could be made of these words, except in the way of a contradiction as the family lawyer said, rather more facetiously than a man of law usually speaks, for if he had written "The money is not," he would have been somewhere remarkably near the truth.

However, with all his vices he was regretted by his children, who chose rather to remember him in his best aspect than to dwell upon his faults.

For the first time then, within the memory of man, the head of the family of the Bannerworths was a gentleman, in every sense of the word. Brave, generous, highly educated, and full of many excellent and noble qualities - for such was Henry, whom we have introduced to our readers under such distressing circumstances.

And now, people said, that the family property having been all dissipated and lost, there would take place a change, and that the Bannerworths would have to take to some course of honourable industry for a livelihood, and that then they would be as much respected as they had before been detested and disliked.

Indeed, the position which Henry held was now a most precarious one - for one of the amazingly clever acts of his father had been to encumber the property with overwhelming claims, so that when Henry administered to the estate, it was doubted almost by his attorney if it were at all desirable to do so.

An attachment, however, to the old house of his family, had induced the young man to hold possession of it as long as he could, despite any adverse circumstance which might eventually be connected with it.

Some weeks, however, only after the decease of his father, and when he fairly held possession, a sudden and a most unexpected offer came to him from a solicitor in London, of whom he knew nothing, to purchase the house and grounds, for a client of his, who had instructed him so to do, but whom he did not mention.

The offer made was a liberal one, and beyond the value of the place. The lawyer who had conducted Henry's affairs for him since his father's decease, advised him by all means to take it; but after a consultation with his mother and sister, and George, they all resolved to hold by their own house as long as they could, and, consequently, he refused the offer.

He was then asked to let the place, and to name his own price for the occupation of it; but that he would not do: so the negotiation went off altogether, leaving only, in the minds of the family, much surprise at the exceeding eagerness of some one, whom they knew not, to get possession of the place on any terms.

There was another circumstance perhaps which materially aided in producing a strong feeling on the minds of the Bannerworths, with regard to remaining where they were.

That circumstance occurred thus: a relation of the family, who was now dead, and with whom had died all his means, had been in the habit, for the last half dozen years of his life, of sending a hundred pounds to Henry, for the express purpose of enabling him and his brother George and his sifter Flora to take a little continental or home tour, in the autumn of the year.

A more acceptable present, or for a more delightful purpose, to young people, could not be found; and, with the quiet, prudent habits of all three of them, they contrived to go far and to see much for the sum which was thus handsomely placed at their disposal.

In one of those excursions, when among the mountains of Italy, an adventure occurred which placed the life of Flora in imminent hazard.

They were riding along a narrow mountain path, and, her horse slipping, she fell over the ledge of a precipice.

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