Creditors meeting...
All assembled in the conference room of Bharatwaj industries...
Meeting started...
Siddhant; Welcome to all... i have got the list with me for the amount we need to pay to all of you... in this file...
He showed the file...
Siddhant; I called you everyone to just request to give us some time to settle that amount...
Creditor: Some more time.. are you kidding!!! do you remember you conducted this like meeting already & asked for time.. but what happened.. did you managed to settle.. then why called for meeting again...
Siddhant; Please understand... without giving sometime.. it becomes very difficult to settle it...
Creditor2: No.. we cant wait anymore.. we already wait for months...
Creditor3; Not only that.. for even making payment to us.. you need to have money.. which you dont have right now is well known to us...
Creditor4: How he can even get money when none of the biz is with him...
One by one almost all creditors started giving such comments only...
Siddhant looked at Roli...
Roli expressed.. she will handle...
She got up from the chair and came in front of everyone and stood beside Siddhant...
Roli; Siddhant.. i will handle this.. you please sit. you should not strain your leg...
Siddhant sat on the chair...
All were wondering who she is...
Roli; Let me introduce myself.. i am Mrs. Bharatwaj... Roli Siddhant bharatwaj...
Creditors looked at each other...
Roli; Yes.. we got married and i am his legal wife...
Creditors; Oh ok.. Congrats...
Roli: Thanks... now coming to the point...
All looked at her what she is going to talk...
Roli: I can very well understand all your concern.. yes we agree.. we dont have money.. yes we agree we dont have biz which we were handling earlier.. but at the same time...
Roli gave sharp look at everyone..
Roli; You all know right.. Mr. Rajender Bharatwaj who was handling the company died in an accident...
Creditors; Yes we know...
Roli; SO now just very shortly Mr. Siddhant have taken charge & he need time to get into the job and get it done...
Creditor: But we dont see any positivity. thats the problem...
Roli: You will see it is what i wish to tell...
Creditor: How can we believe... what miracle will happen now...
Roli; Miracle will happen.. we are going to work out on that only.. trust us...
Creditor; We dont think there is any use of waiting any more...
Roli; Ok.. let me talk to you all frankly.. what you will do when we dont have any money and we cant give...
Creditor: We will go to court...
Roli: What court will do .. are they going to settle tomorrow...
Creditor; Of course there is procedure and it takes time...
Roli: That same time only we are asking... Instead of going to court and waste our time in court instead of biz.. let us do the biz and we will handle it...
Creditor; How long you wish to take...
Roli: Atleast 3 months.. from 4th month we assure to start repayment.. If small amount immediate.. if the amount is huge.. then it may be settle by 3 or 4 installments...
Creditor; What is guarantee that you will pay as per said now...
Roli; We have prepared a papers with what i have told..
Roli looked at manager...
Roli; Please give to everyone...
Manager gave their respective papers to all...
Roli; In those papers.. you can clearly see in which month we can settle what...
Creditors looked into the paper & agreed...
Roli: We sincerely give this last chance.. and in that paper itself we have mentioned if we fail.. you can proceed legally.. and you all are welcome to do that...
All agreed and went from there...
Roli & Siddhant had lunch and went to bank for meeting bankers...
Bank Manager; Mr Siddhant.. whatever option is there we have told you already.. i dont know why you called for meeting again...
Roli; Sir.. its me who wanted to have meeting.. I am his wife...
Bank Manager: Oh ok.. Mam.. we told already...
Roli: Why cant you tell me once again what was the option you told...
Bank Manager; Its pledging your house to get the loan...
Siddhant; No..i cant agree.. Even my father never did that...
Bank Manager: This is the only option you are left with which we already clarified during our last meet itself.. so if you are not interested.. we cant do anything about it.. sorry...
Bank Manager went from the meeting...
Roli & Siddhant return home...
Siddhant was tensed...
Siddhant; Roli.. you commited to everyone that we will settle their payments.. while banker is asking for this house.. i wont do it...
ROli: Siddhant.. relax.. just relax...
Siddhant; How can i Roli??? how can i???
Roli; Siddhant.. nothing can be understood if you are so tensed.. i can understand.. this is bad.. but not worst option too...
Siddhant; What do you mean...
Roli; Why you feel pledging this house is bad...
Siddhant; How can i Roli??? you know how much my parents have emotion in this.. even my father never used it even for security all these days..
Roli; Siddhant... Even the company is something which came in your father hardship right...
Siddhant; Thats right...
Roli: Then how can we let the company go... Understand the reality.. if we dont do this.. neither we can proceed with the biz nor we can settle the creditors amount.. then you know what happens...
Siddhant; What???
Roli; They will go to court.. and court ultimately ask your properties to settle the debts where this house will go just like that into their custody...
Siddhant: no.. i cant allow that...
Roli: With that only we will loss this house.. now we are only going to take loan with this property... as soon as the biz boom up we can take back the document after we once settle our loans.. you understand...
Siddhant nod his head as acceptance...
Roli; Siddhant... i know you are not kid to not understand this... you are emotionally affected by your parents death and all these losses... and feel only this house is left now which you dont want to lose right...
Siddhant; yes Roli...
Roli; I promise Siddhant.. i will never let this house go from your hands... never.. you trust me...
Siddhant nod his head as acceptance and hug Roli tightly...