Random cover idea, whoop whoop! (Sample in the middle)
i. open one of the black splatter paint images above as the background in superimpose. Then, as your foreground, open the image you'd like to use.
ii. Select screen on the transform tab and move the image around until you're satisfied. Merge.
iii. Open one of the colored splatter paint images above (or another one you have) and play around with the modes on the transform tab. You can also mess around with the gradients until you get what you think looks best. (I recommend to keep the persons face masked out slickly so you can still see). Save.
iv. Open up a plain white image that is 2:3. Then open the image you just created as the foreground and place on there until it looks centered or however you want it. Save and then add the title.
Super simple yet spunky and creative, right? Oh god I did not just say spunky...did I?