Samantha Stone desperately needs to rid herself of guilt, and she fears she'll die trying. Faced with the fast ticking clock of her mortality, Samantha tracks down her first love, Mack, after twenty years to pay off her guilt for her involvement in a tragedy that tore them apart. The story flashes back to their college years and their crazy experiences, including mysterious unsolved pranks, Mack's gambling addiction, Samantha's lack of commitment, their lapses in judgement, and the events leading up to the night of the tragedy-a tragedy that changes the course of their lives and one in which they believe they can never recover from. Afraid Mack will turn her away again after all these years, Samantha gathers up her courage and finds him in his Chicago bar to come clean about the undeserved life she's lived since the accident and bequeath to him a significant gift while there's still time. In a twist, over the years, both Samantha and Mack have been confiding their deepest desires to the same person. She's ready to speak up and what she has to say will change their lives again.