CHAPTER 77 The Worst is Yet to Come

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copyright 2015 Chris Smith All rights reserved.

It was Nathan and Alan's turn to go in to the Main House. Nathan had been instructed by the Bank to take photos of all the property left inside the house. I could hear them as they walked through. They were talking and laughing.

I wanted to throw up. I didn't like these people walking through our lives. I didn't want them in our homes, looking at our stuff, at the mess we'd made of our lives. None of them were friends. They were all strangers but they been given legal rights to walk anywhere they wanted on our land and there was nothing we could. We had to bite our tongues and watch.

They went through every room, taking photos as an inventory of all our personal items for the money grubbing Bank. I didn't want to think about the photos and all the people who would see photos of our stuff.

Mom and I stood by the car, waiting. Mom stayed in her depressed stupor. Her eyes were vacant and she was the epitome of silence.

I attempted not to make this day any harder than it already was. The hardest thing for all of us would be driving off the Farm. After this day, we had no home, no castle. We had no soft place to fall. We were being thrust out into the cold world, with nothing to protect us or save us from the harsh reality. And the hungry wolves with their greedy eyes were everywhere.

I could hear Dad talking to Nathan in the back of the Main House. Dad was a strong guy. He would act like everything was okay, in public, even on his blackest day. Mom could not. I tried to work at being okay and hopeful. I couldn't be sucked in to Mom's vortex of hopeless.

Mom and I had to leave soon to make my appointment at the Doc's. So I motioned to Mom that we should go tell Dad we had to leave. We walked to the back of the Main House, and there stood my Dad, Nathan, and Alan.

"Hey Dad, we've got to leave for my appointment," I told him.

"Oh, right."

"I'm really sorry about this happening," Nathan told my Mom.

But Mom wasn't really there. She was there physically, but not mentally. Her whole attitude screamed overwhelm. She couldn't handle processing everything in her mind so she'd simply checked out. I'd seen her do it before. Anything she couldn't handle, her brain took the easy way out, and she became almost non-responsive. Leaving the rest of us, to deal with reality and attempt to pick up the pieces of our lives.

"We appreciate how supportive you've been," I told him on behalf of all of us. I knew Mom had nothing to say to him.

Nathan told us, "I want to help you guys make this happen [buying our Farm back], as much as I can."

He commenced to tell us a story of a couple he had just helped, buy back their property. They, like us, had invested the mortgage money from their home into their business. When their business fell on hard times, their property became jeopardized, just like ours.

Somehow, and Nathan didn't know exactly how they had done it, they had been able to scrape together the money to buy it back from the Bank after it had gone into Foreclosure, but before their property had been put on the market. The Bank agreed to their offer and the couple got their property back.

Since handling their deal, Nathan seemed a lot more supportive and optimistic about our situation. It was interesting to see the change in Nathan. Not to say he hadn't been supportive, but this was different. He believed now, when I'm not so sure he had before.

This was the first story we'd heard, where someone, a distant neighbor to us, had been in the very same situation, and had pulled through to buy their property back. I was hopeful, and I'm sure Dad was too.

"Most people paid too much, and couldn't afford them anyway. They've only been in their homes a couple years. They're prospectors!" Nathan said.

"A lot of people used their refinances for business loans, like you guys did. We're going to see a lot more of this [foreclosures] from the business loans. This next year it's going to get worse, and for the next several years," Nathan said.

"Really? Worse?" said Dad.

"Yes, it's going to get a lot worse," Nathan said.

It was heartbreaking to imagine more people were going to lose their homes. I couldn't imagine the ripples of ruin all across America that some people would never recover from.


"Others who have lost jobs or housing stay with friends or family. Some live in cheap motels, or in their cars or vans in parking lots. Tent cities have sprung up in some parts of California, including Sacramento and Fresno, as victims of the recession join the ranks of the chronically homeless."

VOANews.com


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